Beacon Credit Card Perks

Check out the advantages that come from any of our Beacon Credit Cards...


**Covers U.S. issued cards only. Visa's Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.

Additional Beacon Credit Card Perks

Check out the advantages that come from any of our Beacon Credit Cards...


*APR = Average Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
**Certain restrictions, limitations and exclusions apply. Please call your Issuer directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by clicking on the benefits listed above.
***Covers U.S. issued cards only. Visa's Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.

Rewards Air Visa Credit Card 2016 smallerBeacon Rewards Visa Credit Card

The low rate card that gives you 1% Cash Back with every purchase!

For every transaction you make, you earn 1% Cash Back! Not only do you get a great {Platinum VISA Card Rate} APR and no annual fees with your Platinum VISA Card, but now we've added Cash Back to the list of fantastic perks!


Just a few things you'll need to know about your New Beacon Rewards VISA Credit Card:

Qualifying Transactions

  • Merchandise transactions minus return transactions.

Forfeit of rebate

  • When an account becomes 60 days past due.

Account excluded from "Platinum Cash" rebate

  • Accounts with Bankruptcies, Closed Accounts, Interest Prohibited Accounts, Lost Cards, Stolen and/or Accounts with Fraudulent Activity and Charged-Off Accounts.

Redemption Calculation

  • Rounded to the nearest hundrenth.
    Ex. $23.98 rounded to $23.99

Rebate Amount

  • 1% of qualifying transactions

Rebate distribution

  • Automatic credit on cardholder statement, rebate is distributed in the first cycle period of each year (January).

Enrollment

  • Automatic enrollment into the program when the account is opened.

Maximum rebate

  • $1,500 per cycle.

visa gift cardFinding the perfect gift just got easier with Visa Gift cards!

The Visa Gift card is a prepaid card that can be used at millions of locations where Visa debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.

  • The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
  • The recipient can use the Visa Gift card to buy what they want, when they want.
  • Offers all the protection and security features you've come to expect from Visa - the Visa Gift card can be replaced if lost or stolen.*
  • The Visa Gift card works at millions of places that accept Visa debit cards—including retail stores and online merchants—and for mail and phone orders.

Want to purchase Visa Gift cards in larger quantities?

The broad appeal of Visa Gift cards makes them perfect for employee incentives or customer rewards. 

Already have a Visa Gift card?

It's important to know your balance to help ensure that your card is accepted. To verify your remaining card balance, contact Beacon Credit Union Member Services. 

Benefits for parents and teens include:

  • Powerful tool to encourage financial responsibility
  • Convenient and flexible way to pay
  • Safer than cash
  • Parental control and peace of mind
  • Wide acceptance—everywhere Visa debit cards are welcome

*Covers U.S. issued cards only. Visa’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.