Earn 7.07% APY* on the New & Improved Choice Plus Checking
Earn more with your checking. The obvious choice.
Are you looking for a checking account with outstanding benefits and an incredible interest rate? Look no further than the New & Improved Choice Plus Checking account, which offers a competitive APY* of 7.07%. This account is an excellent choice for anyone who wants to earn more on their money without sacrificing the convenience and flexibility of a checking account.
In addition to the high APY, the Choice Plus Checking account has many other perks and benefits. No monthly maintenance fees, free digital banking, and overdraft protection options are just a few. In addition, with the Choice Plus Checking tiers, you can earn interest in multiple ways.
With all these benefits, the Choice Plus Checking account is the only choice that pays you the most money.
*7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY.
If the criteria in the 7.07% APY tier are not met, 5.05% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $2,500 each month a member makes one direct deposit (no minimum), maintains an Average Daily Balance (ADB) of $300, is registered for E-Statements and has a minimum of 15 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier or the 5.05% APY tier, the dividend defaults to the next tier.
See Beacon’s rate page for the current Choice Plus Checking standard rate.