Mortgage Loans
First Mortgage | Points | Interest Rate | APR |
---|---|---|---|
30 Year Fixed Purchase | 0.500% | 6.875% | 7.046% |
30 Year Fixed Refinance | 0.500% | 7.000% | 7.173% |
30 Year Fixed Refinance (Cash Out) | 0.500% | 7.375% | 7.554% |
20 Year Fixed Purchase | 0.500% | 6.625% | 6.845% |
20 Year Fixed Refinance | 0.500% | 7.125% | 7.353% |
20 Year Fixed Refinance (Cash Out) | 0.500% | 7.500% | 7.733% |
15 Year Fixed Purchase | 0.500% | 6.750% | 7.027% |
15 Year Fixed Refinance | 0.500% | 6.750% | 7.027% |
15 Year Fixed Refinance (Cash Out) | 0.500% | 7.375% | 7.662% |
Adjustable Rate Mortgages | Points | Interest Rate | APR |
---|---|---|---|
3/1 ARM - 30 Year Fixed Purchase | 0.500% | 5.375% | 7.354% |
3/1 ARM - 30 Year Fixed Refinance | 0.500% | 5.375% | 7.354% |
3/1 ARM - 30 Year Fixed Refinance (Cash Out) | 0.500% | 5.375% | 7.354% |
5/1 ARM - 30 Year Fixed Purchase | 1.000% | 4.990% | 6.985% |
5/1 ARM - 30 Year Fixed Refinance | 1.000% | 4.990% | 6.985% |
5/1 ARM - 30 Year Fixed Refinance (Cash Out) | 1.000% | 4.990% | 6.985% |
7/1 ARM - 30 Year Fixed Purchase | 0.500% | 5.500% | 6.819% |
7/1 ARM - 30 Year Fixed Refinance | 0.500% | 5.500% | 6.819% |
7/1 ARM - 30 Year Fixed Refinance (Cash Out) | 0.500% | 5.500% | 6.819% |
INDEX = 1-Yr CMT T-Bill, Currently Weekly Average rate: 4.86 as of 07/19/2024. Rates and pricing subject to change without notice. Effective Date: 07/23/2024, 11:00 AM
All Products Require a Mimimum 5% Down Payment, or a 3% Down Payment for First-Time Home Buyers.
Loan Limits: Over $50,000 - Up to: $766,550 (1-Unit), Up to: $981,500 (2-Units), Up to: $1,186,350 (3-Units), Up to: $1,474,400 (4-Units).