New

$200 Bonus* with a New Beacon Credit Card

Plus earn up to 2% cash back with Beacon’s Rewards Credit Card.

Learn More

*Restrictions apply. 

A woman smiling while holding a credit card and using a laptop at a wooden table in a bright, plant-filled room, appearing to make an online purchase.
Refinance your auto loan

Shift into Savings with Auto Refi Rates starting at 4.89% APR*

Upgrade your loan and enjoy no payments for the first 2 months◆
Learn More

*APR – Annual Percentage Rate

◆ Restrictions apply. Ask for details

Row of new vehicles displayed in a modern automotive showroom with white ceiling lights, featuring a white SUV in the foreground and red and gray vehicles lined up behind it.
Turn Your Home’s Equity into Flexible Borrowing Power

5.25% APR* Home Equity Line of Credit

Plus no closing costs**!
Learn More

*APR – Annual Percentage Rate

**Restrictions apply. Ask for details

A miniature house model with an orange roof sits on real estate documents during a property discussion, with pens nearby and people reviewing paperwork in the background.
Open your account today!

Cashback Checking

1% cash back* | Early pay* | No overdraft fees

Learn More

*Restrictions apply. Ask for details

A smiling woman in an orange long-sleeve shirt sits at a desk with a laptop, holding a blue credit card while looking at the screen in a bright, modern office space.
Special Promotion!

Adjustable-Rate Mortgages

Rates as low as 4.99% APR*
Learn More

*APR – Annual Percentage Rate

**Restrictions apply. Ask for details

A miniature house model with keys and architectural plans on a wooden table, with blurred business professionals in the background discussing real estate or property matters.
Lighting the way

Welcome to Banking With Beacon

Explore the personal banking services and products available from Beacon Credit Union to help you manage your finances, buy a home, invest, and enjoy life in Central and Southwest Virginia!

Personal Banking

View Checking Accounts

Customer Support

Get Support

Discover Convenience

Learn More

Get to know Beacon Credit Union

We’re a full-service financial institution in Lynchburg, Virginia, and the surrounding area, offering a wide range of products and services.

Active Members
0 k+
Assets Managed
$ 0 M
Branches
0 +
Years of Service
0 +
Love For Beacon

What Our Members Are Saying

Hear what our members have to say about their experiences with Beacon Credit Union.

“I love my Beacon Credit Union.”

Kathy Nelson

“I am not wealthy by any means, but when I go into the Bedford Branch, I am always made to feel like I am the greatest.”

Ernestine Tabor

“Beacon cares about me as a person and ALWAYS makes me feel welcome. I have never experienced banking like this before. This is so refreshing!”

Philip Biles

“They have so great people over there. I had my girlfriend open an account at that location. That is how much I enjoy going to that location.”

Anonymous
Lighting the way to savings

Special Promotions to Help You Save More

Take advantage of exclusive Beacon Credit Union promotions, including special rates, account offers, and limited‑time deals designed to help you get more from your money.
More Promotions

All promotions are subject to change. Credit approval is required for loan products. Additional restrictions and conditions for each offer can be found by clicking the “Read More” links.
†APR = Annual Percentage Rate
‡APY = Annual Percentage Yield”
  • Promotion

Score a $200 Bonus* with a New Beacon Credit Card. Plus, earn up to 2% cash back with a Beacon Rewards card.

Holiday shopping is right around the corner. Why not make those purchases work a little harder for you? For a limited time, open a new Beacon Advantage or Rewards Credit Card and you could score a $200 cash bonus* when you make $2,500 or more in eligible purchases within the first 90 days. And with […]

Read More
  • Promotion

Lock in your 4.00% APY‡ Money Market for 6 Months

  Earn more, worry less, and enjoy a guaranteed rate for six months. Locking in a great rate can bring more than just stronger savings—it can bring confidence. With this limited-time Premier Money Market promotion, members can lock in their earnings for six months, knowing their money is working steadily in the background while they focus on […]

Read More