Tired of putting off buying your dream home until you can afford the down payment? Ask us about our 0% Down Purchase home loan program.
Federally insured by the NCUA. Information subject to change. Certain restrictions apply. Subject to approval of borrower and investor guideline requirements. Down payment is provided as a 2nd lien against the subject property. 2nd lien bears 0% interest rate and cannot exceed a $15,000 loan amount. 2nd lien has no minimum monthly payment requirements, a term of 360 months and is fully due as a balloon payment upon the occurrence of either a refinance of the 1st lien, payoff of the 1st lien or the final payment of the amortization schedule of the 1st lien. Borrower must qualify based on Home Possible® or Homeone® guidelines. Some exclusions may apply. The principal, interest, and MI payment of a $350,000 30-Year Fixed-Rate loan at 6.999% and 97% loan-to-value (LTV) is $2433.32. The annual percentage rate (APR) is 7.528% with estimated finance charges of $6,500. The principal and interest payments, which will continue for 360 months until paid in full, do not include taxes and home insurance premium, which will result in a higher actual monthly payment. Rates current as of 5/22/2024. Subject to borrower approval. Some exclusions may apply.
As the sun-kissed days of summer approach, it’s time to hit the open road, feel the sand between your toes, and embrace the freedom of a well-deserved vacation. And what better way to kick off your summer adventures than by refinancing your auto loan? 🌞🚗
Why Refinance Your Car Loan?
What are you waiting for? Grab your shades, cue your favorite tunes, and cruise into summer with a refreshed auto loan! 🎉🌴🚗
Or you can visit your favorite branch for more details.
*APR=Annual Percentage Rate. APR is determined at the time of your application, based on credit worthiness and the loan value of the vehicle. 5.79% is the lowest rate for qualified applicants with a minimum loan amount of $20,000. 84 months is the maximum term allowed with this promotion. Promotional loan rate is subject to a $299 processing fee. Loan must have 90 days of payment history on credit report.
Current Beacon loans are not eligible for the promotional rate. Offers cannot be combined or used with other Beacon specials. All credit union programs may change or end at any time.
That's well worth researching. Not only will Beacon reward you just for switching your checking, but you'll benefit from the already combustible savings of 7.07% APY† interest.
Designed to provide you with the best value and convenience, Beacon's Choice Plus Checking is positively the most efficient way to manage your finances. With perks such as digital banking, no annual fees, and tiered interest, your money will grow and expand, along with your savings.
Don't dilute your finances any longer with other banks or credit unions. Open your Choice Plus Checking account today.
*To qualify for the $250 cash bonus, you must (1) become a new member to Beacon Credit Union by establishing a $25 member share account and open a Choice Plus Checking account (minimum opening deposit of $100), (2) conduct a minimum of 15 debit card transactions within the first 90-days, AND (3) set up a cumulative qualified direct deposit amount of at least $1,000 into your account within the first 90 days of account opening. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Cash bonus is only available to new members, members who have had an account with Beacon Credit Union in the past 12 months or have previously received a cash bonus are not eligible. Bonus may not be combined with other offer and may not be withdrawn without notice. Limit one bonus per household. All accounts are subject to approval. Accounts must be opened at a branch location or online at www.mybcu.org. $250 Cash Bonus Payment will be credited to your new checking account within 30 days after all terms are met. Your account must be in good standing at time of payment to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income. Beacon Credit Union reserves the right to end this offer at any time.
† 7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card transactions per statement cycle. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY. For the standard APY, when the promotional criteria are not met and for rates that apply to balances exceeding $5,000 maximum, reference Beacon's Deposit Rates. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective November 1st, 2023 and subject to change. Dividends are compounded monthly.
For a limited time, Beacon is offering an impressive dividend rate of 4.75% APY* on a six-month share certificate. You can sit back and watch your money grow, while you take care of the more important things in life. Not only, will you enjoy a high dividend, but your investment benefits from all the perks of a share certificate with Beacon.
There are no monthly fees, online and mobile banking access to your accounts and your money is protected by the NCUA. So why wait? Lock in your rate today and take advantage of this opportunity to secure your financial future!
*Certificate Special offer only valid on deposit balances of $2,500 or more.
For all certificate promotions: APY = Annual Percentage Yield. Early withdrawal penalties apply. Rates do not apply to IRA certificates. Offers are for new monies only. Other rates and terms available. Rates accurate as of 04/26/24. Other restrictions may apply. Offer subject to change.
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