Latest News From Beacon

A New Amazing Visa Offer for a New Year!

Woman with Bike

One year is over, and another has begun. It’s a perfect time to review your finances and make some changes. Do you have credit card balances costing you more interest each month than you’d like to pay? Send them our way. For a limited time, when you transfer a non-Beacon credit card balance, you’ll get 0% APR for the first 15 months on your balance transfer amount. That’s over a year to pay a good portion of your credit card debt off.

Do you already have a Beacon credit card? Use your available credit limit to transfer higher interest-rate cards to your Beacon card, and you can benefit from the same promotion.

Apply Online

Or visit a Beacon Branch location.

*Introductory APR (Annual Percentage Rate) of 0% is for a period of (15) billing cycles. After that your APR will revert to the prevailing rate of the approved VISA card. This APR will vary with the market based on the Prime Rate. This offer applies to the transfer of a non-Beacon credit card balance to a new or already existing Beacon credit card. There is a balance transfer fee of 3% of the amount of each balance transfer associated with this promotion. Transfers must be in amounts not less than$2,500.

All offers are subject to credit approval. Terms and conditions apply. Visit www.myb­ for more details. Beacon reserves the right to end this offer at any time.

Limited Time Offer. Don't Miss Out On This Great Rate!

Couple Smiling Back to Back

A Certificate Rate that fits your budget and lifestyle.

Now's the perfect time to plan for your future. Lock in your rate with this amazing offer. For a limited time, you can get 4.40% APY for 13 Months on a certificate. Call Beacon at 434.237.1566 for more information or visit a Beacon Branch location to open your account today.


Special 13 Month Certificate Rate
4.40% APY*
On Deposit Balances of $2,500 or more.

*Certificate Special offer only valid on deposit balances of $2,500 or more.

For all certificate promotions: APY = Annual Percentage Yield. Early withdrawal penalties apply. Rates do not apply to IRA certificates. Offers are for new monies only. Other rates and terms available. Rates accurate as of 2/13/23. Other restrictions may apply. Offer subject to change.

woman holding shopping bagsSpend Money. Earn Money. It's that easy!

Open your card today and every purchase you make will earn you 2% Cash Back*. 

Shopping is always better when you know you're getting some of that money back. With the Beacon Rewards Visa, not only will you benefit from great low rates, but for every purchase you make, you'll earn 2% Cash Back. You'll not only save money, but you'll earn money.

Other perks to a Beacon Visa Credit Card

  • Rates starting at 16.00%**
  • No Annual Fee
  • No Balance Transfer Fee*
  • Digital Wallet access
  • Mobile and Online Banking
  • And More!

Click here to learn more about Beacon's Visa Cards.

Apply Online

*Restrictions apply.
**Rates are subject to credit approval.

Woman looking uncertain

Are you a victim of behavioral finance? Find out more from the Beacon Learning Center

Have you explored the Beacon Learning Center yet? The topics, courses, and calculators are endless. You can peruse the site at your leisure or sign up for a customized experience with quizzes, challenges, and even the chance to win money. 

Articles that help you determine whether you're a victim of behavioral finance.

1. 6 Actions to Take If You are Living Paycheck to Paycheck

It is estimated that four out of five Americans are currently living "paycheck to paycheck." If you find yourself in this scenario, you probably feel stressed and overwhelmed. It is time to take control of your financial situation.


2. Are You an Emotional Spender?

After a bad day, it can feel good to go out and treat yourself. Though this can be beneficial when done in moderation, there are times when many of us end up relying on these purchases to brighten our moods. To help you better understand what this type of behavior is, we've answered some of the most important questions one might have about emotional spending.


3. Is Social Media Influencing Your Spending Habits?

You might have heard that spending too much time on social media can affect your mental health, but have you considered how it affects your financial health?


4. Are You a Financial Enabler?

If you're trying to figure out whether you've crossed the line from helping out a loved one to enabling, we've come up with some broad outlines to help you better assess your personal situation.


5. How to Resist Financial Peer Pressure

When your friends are pressuring you to spend more than you think you ought to, it can be extremely difficult to say no. We'll look at a few strategies to help you artfully say "no, thanks."



Do you enjoy these articles from the Beacon Learning Center? Don't forget, if you register, you receive customized content specifically for you, plus courses, webinars, financial calculators and much more.


Exit site
“You’re now leaving Beacon Credit Union’s website and being redirected to a site not operated by the credit union. The content, privacy policies, services and security of external third party websites may vary and Beacon is not responsible for information found on other websites.”

Online Banking

Forgot Username? Enroll