Earn 7.07% APY* on the New & Improved Choice Plus Checking

Earn more with your checking. The obvious choice.

Are you looking for a checking account with outstanding benefits and an incredible interest rate? Look no further than the New & Improved Choice Plus Checking account, which offers a competitive APY* of 7.07%. This account is an excellent choice for anyone who wants to earn more on their money without sacrificing the convenience and flexibility of a checking account.

In addition to the high APY, the Choice Plus Checking account has many other perks and benefits. No monthly maintenance fees, free digital banking, and overdraft protection options are just a few. In addition, with the Choice Plus Checking tiers, you can earn interest in multiple ways.

With all these benefits, the Choice Plus Checking account is the only choice that pays you the most money.

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*7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY.

If the criteria in the 7.07% APY tier are not met, 5.05% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $2,500 each month a member makes one direct deposit (no minimum), maintains an Average Daily Balance (ADB) of $300, is registered for E-Statements and has a minimum of 15 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier or the 5.05% APY tier, the dividend defaults to the next tier.

See Beacon’s rate page for the current Choice Plus Checking standard rate.

Mortgage Rates as low as 4.99% APR*!!!

Enjoy a low-rate, low-payment Mortgage.

With an Adjustable-Rate Mortgage, you can benefit from a Mortgage that works for you. With rates starting as low as 4.99% APR*, you'll have time to focus on other plans, bills, and goals. With rates increasing daily, an adjustable-rate mortgage is the perfect loan to save money.

Ask Beacon's Mortgage experts how an Adjustable-Rate Mortgage can help you save money today.

Call us at 434.237.1566 or click here to learn more

*The APR (Annual Percentage Rate) offer is effective 10/10/2023 and applicable to only 5/1 Adjustable Rate Mortgages. Rates are based on an evaluation of credit history, so your rate may differ. Available for primary residences and second homes. Adjustable-rate mortgages are variable, and your annual percentage rate may increase or decrease after the original fixed rate period. The rate quoted requires a 1.00% loan origination fee. The rate displayed is the "as low as" rate for purchase loans and refinances. All loans are subject to credit approval.

The First Adjusted Payments displayed are based on the current Constant Maturity Treasury index, plus the margin (fully indexed rate) as of the stated effective date rounded to the nearest 1/8th of one percent. All loans are subject to credit approval. Beacon Credit Union reserves the right to end this offer at any time.

Adjustable-Rate Mortgage Options Available!

Enjoy a lower rate and monthly payment with Beacon's Adjustable-Rate Mortgage.

Could you use a mortgage rate that’s lower than market value? Well now is the time! Don’t miss your chance to get an adjustable-rate mortgage. With a lower than industry standard intro rate, you'll have time to focus on other plans, bills, and goals. With rates increasing daily, an adjustable-rate mortgage is the perfect loan to save you money right now.

Ask Beacon's Mortgage experts how an Adjustable-Rate Mortgage can help you save money today.

Call us at 434.237.1566 or click here to learn more.

Reminder to always protect your accounts.

Always be wary of calls, texts, or email messages asking for your account or personal information.

Even if the number is the same as your institution, scammers can pretend to be your bank or credit union and trick you into sharing private information. As a reminder, Beacon or any financial institution will NEVER contact you and ask for the following information...

• Social Security Numbers
• Account Numbers
• Account Login Information including Password

If anyone contacts you requesting personal identification and you suspect fraud, please notify us right away at 434.237.1566.