Need to speak with a representative but unable to make it to a branch? We've got you covered. Beacon now offers the ability to schedule and speak with a Virtual Agent.
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All you need in order to earn a dividend is...
***5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit, maintains an average daily balance of $300, is registered for e-statements and conducts a minimum of 15 debit card transactions. For the standard APY, when the promotional criteria are not met and for rates that apply to balances above the $2,500 maximum, reference here. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective August 26th, 2020 and subject to change. Dividends are compounded monthly. Beacon Credit Union checking accounts are subject to credit qualification.
If you find yourself spending excess time paying your credit card bills each month because you have so many accounts, it might be time to simplify and consolidate. You'll pay only one bill a month and won't have so many accounts to keep track of.
Large balances can be really difficult to pay off in a timely manner. If you're looking to pay off your credit cards quickly, moving them all to one credit card with a consistent lower interest rate could help you save money.
Does it seem like your current interest on your credit cards is eating away at the monthly payments you're making each month? You're paying everything on time and even making additional payments, but the balance is just not lowering. You could benefit from transferring that balance to a lower interest credit card and pay it off quicker.
With credit card rates starting lower than the national average, transferring your balance to a Beacon credit card could be the right move for you.
Service is an important factor when it comes to your credit card. Waiting on hold for long periods of time and then speaking to a service representative that does not listen to your needs can be frustrating. If you're fed up with dealing with bad customer service, it might be a good time to transfer to another credit card provider.
Beacon services credit cards in house, so when you call, you're talking to someone local and willing to address any concerns you might have. They also offer top notch fraud protection, card controls right from the Beacon mobile app and many other perks that make having a credit card with Beacon easy and efficient.
Sometimes the right deal will stand out at exactly the right moment. If you're already running into a few of the issues mentioned above and an offer comes along that could save you money, it might be the most opportune moment to take control of your finances and get the credit card that will save you the most money.
Automobile... Home... Jewelry or Wedding Rings... everyone knows you can insure any of these items, but what about your mustache? Bet you didn't know you could insure that. Here are a few things, most people don't think about buying insurance for...
Traveling abroad and worried about your safety. You can buy kidnap, ransom and extortion insurance to protect yourself from money you may lose due to being kidnapped.
If you're planning to create a fun house or haunted attraction, don't forget to buy insurance in case someone gets injured on your property.
Concerned about little green men coming to take you away? You can actually pay for an insurance policy to protect you from an alien abduction.
I "must ache" you a question. Is your facial hair insured? If you value your stash and want to protect it, you can purchase an insurance policy to do just that.
Protect your identity with identity theft insurance. In a world where scam artists are everywhere, being protected from stolen funds can be helpful.
One insurance company, Lockton, offers protections from terrorism and political violence.
Do you make your living as a singer? You may want to consider purchasing voice insurance to protect your income in case you lose your voice, injure to your vocal cords or other medical issues that would affect your singing performance.
Your computer, photography equipment, home theater systems, and car stereo systems are just a few items, that you may own, that you can buy insurance for.
Do you teach yoga or another type of exercise? Be sure to invest in liability insurance, just in case one of your students isn't quite as agile and they think they are and is injured during class.
Betting big on a fantasy sport and the star player on the team you're rooting for is injured during the game? Protect your entry fee and additional expenses with an insurance policy on the game.