Woman with shopping bag, holding a credit card.

It's here! The 90 Day, 0% APR* Intro Rate, Visa Credit Card with all the perks!

Save money and pay no interest on your next shopping spree with this amazing offer. For 90 days you'll get 0% APR* on purchases you make with your brand new Visa card. You can make grocery shopping easy, freshen up your wardrobe with a new style or even start your Christmas shopping early with this great offer.

Other perks to a Beacon Visa Credit Card are...

  • Rates starting at 8.75%**
  • No Annual Fee
  • No Balance Transfer Fee*
  • Digital Wallet access available
  • Mobile and Online Banking
  • And More!

Click here to learn more about Beacon's Visa Cards.

Apply Online

*New purchases made within the first 90 days of the VISA loan opening between 10/1/2021 and 12/31/2021 will receive an introductory APR (Annual Percentage Rate) of 0% for (12) billing cycles. After that your APR will revert to the prevailing rate of the approved VISA card. This APR will vary with the market based on the Prime Rate. This offer applies to new cardholders. Only applicable to Visa Black and Visa Rewards credit cards. Offer subject to credit approval. Beacon reserves the right to end this offer at any time.

**Rates subject to credit approval.
A young boy hugging a dog.

Have your kids been begging for a brand new furry family member and you're consider adopting a pup from your favorite animal shelter? Before you make the giant leap to become a pet owner, there are several costs you should consider first.

Woman hugging her blue car.

You like your car. You're sort of comfortable with your auto loan and payment. You've settled for an adequate financial institution.

Why settle? Fall in LOVE with your car again with an amazing refinance offer from Beacon. 

Let us pay you to refinance your non-Beacon Auto Loan. It's really simple! Earn 1% Cash Back up to $500 when you bring your loan to Beacon. Our financial experts will not ony pay you to bring your auto loan to Beacon, they'll make sure your rate, term and payments are perfect for your budget and lifestyle.

You can earn...

$200 on a $20,000 vehicle.
$300 on a $30,000 vehicle.
$400 on a $40,000 vehicle.

Imagine what you can do with a little extra cash for the fall.

Call Beacon today at 434.237.1566 or apply online from the comfort of your own home.


*Rebate, if applicable, is given back at the time of financing and is equal to 1% of the loan amount up to the nearest $5. Maximum rebate is $500 per loan. Rebate offers limited to vehicle loans equal to or greater than $20,000. If the vehicle loan is paid off within 24 months, the rebate must be repaid. Current Beacon Credit Union loans are not eligible for rebate offer. Offers cannot be combined or used with other Beacon specials. All credit union programs may change or end at any time.
Picture of dice with the words Friday 13th.

Do you avoid leaving the house on Friday the 13th? Keep your stay at home lucky with these 13 home related superstitions from a variety of cultures.

1. Old Broom, Old Dirt... Leave It Behind

An old Feng Shui tradition says when you move, you should leave your old broom behind. By leaving your old broom and old dirt, you're ridding yourself of your past and starting fresh in your new home.

2. Paint it Blue

Ward off evil spirits with "haint blue". It's said that spirits or "haints" mistake the blue paint for water and won't cross over the surface into your house. You'll find many doorways and porches painted this light shade of blue in South Carolina, Georgia and throughout the south.

3. Acorn On Your Window Sill

According to Norse mythology, placing an acorn on your window sill protects your house from lightening.

4. Empty Hornets Nest

Hanging an empty hornets nest in your home can attract good luck... We'd like to stress the word "empty" in this idea.

5. Move in on Thursday

Looking for a good moving day. Avoid Friday, Saturday or rainy days (seems obvious). In India, Thursday is thought to actually be the luckiest day to move into a new home.

6. Good Luck Animals

Elephants are a sign of wisdom and good luck. Fish are seen to bring good fortune and prosperity. Tortoises symbolize positive energy and longevity. These are just a few critters that bring good luck to your home.

7. Hang a Horseshoe for Good Luck

Horseshoes can bring good luck, but be sure to hang them with the opening upwards. Otherwise your luck will pour out.

8. Don't Clean at Night

Don't sweep at night according to people in West Africa. You'll sweep away your good luck.

9. Scatter Coins Around the Living Room

To invite financial prosperity, people in the Philippines will scatter coins around the living room of a new home.

10. Don't Rock an Empty Chair

Want to invite an evil spirit into your home? Rock a chair without anyone sitting in it. The Irish believe this is an open invitation for a paranormal sleepover.

11. Wake Up on The Right Side of the Bed

Yes, there is a right side of the bed... according to an American proverb. You should always get out of the bed on the same side that you got into the bed on... if you want to have a good day.

 12. No Shoes On the Table

Other than the obvious germs that would come from placing your shoes on the table, in the US and the UK, this bad habit is considered bad luck and could even lead to death.

13. Beware of Mirrors

Mirror, mirror on the wall... Whether you're breaking a mirror and gaining seven fun years of bad luck or summoning Bloody Mary on a spooky night, mirrors can be full of superstitious tales. Historically, people even covered their mirrors, when family members passed away, so that their souls didn't get trapped inside the reflective surfaces. 

Want to read more about these superstitions and others, visit these websites...





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