PROMO ALERT! Rates as low as 3.99% APR*

Intro rates starting at 3.99% APR*

  • Transfer your current non-Beacon Credit Card Balances.
  • Choose from Beacon's low rate Visa Black Card or Visa Rewards Card. (standard low rates are after the 24 month promotional period... see below for regular Visa Rates)
  • Apply Online or in a Branch.
*Restrictions apply. Click here for details
Apply Online

/Visa%20Black

  • Rates as low as 8.75%
  • Variable APR*
  • No Annual Fee
  • No Balance Transfer Fee****
Manage your card from the Beacon Mobile App. You can turn your card on and off in case of emergencies, set travel exceptions and order a new card.

/Visa%20Rewards

Earn 1% Cash Back on Every Purchase**

  • Rates as low as 11.50%
  • Variable APR*
  • No Annual Fee
  • No Balance Transfer Fee****
Manage your card from the Beacon Mobile App. You can turn your card on and off in case of emergencies, set travel exceptions and order a new card.

Additional Beacon Credit Card Perks

Check out the advantages that come from any of our Beacon Credit Cards...

For important contact information for your Credit Card, please click here.


*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some restrictions may apply.
**Certain restrictions, limitations and exclusions apply. Please call your Issuer directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by clicking on the benefits listed above.
***Covers U.S. issued cards only. Visa's Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.
****Some Visa Credit Card promotions may require a balance transfer fee.

Online Banking