HOME EQUITY LINE OF CREDIT |
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Home Equity Line of Credit |
Annual Percentage Rate** |
Minimum Line of Credit |
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$10,000 to $19,999 |
Prime + 1 to Prime + 7.5 |
$10,000 minimum draw |
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$20,000 to $29,999 |
Prime + .75 to Prime + 7.00 |
$15,000 minimum draw |
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$30,000 to 39,999 |
Prime + 0.25 to Prime + 6.75 |
$20,000 minimum draw |
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$40,000 and above |
Prime - 0 to Prime + 6.50 |
$25,000 minimum draw |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | ||
HOME EQUITY LOANS |
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Home Equity Loans |
APR** as low as |
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Terms vary from 60 Months to 120 Months |
5.75% |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | |
PERSONAL LOANS |
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Personal Loans |
APR* as low as |
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24 Months |
19.50% |
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36 Months |
19.00% |
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42 Months |
18.75% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
SECURITY ONLY LOANS |
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Security Only Loans |
APR* as low as |
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48 Months |
7.75% |
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60 Months |
8.25% |
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66 Months |
8.75% |
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72 Months |
9.25% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
SHARED SECURED LOANS |
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Shared Secured Loans |
Annual Percentage Rate |
Conditions |
|
120 Months |
3% Above Deposit Rate |
N/A |
VISA CREDIT CARDS |
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VISA Credit Cards |
APR* |
Limits and Conditions |
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Blue |
20.75% Variable |
$500 to $3,000 |
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Black |
10.25% Variable |
$5,000 to $20,000 |
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Classic |
15.00% Variable |
$500 to $5,000 |
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Rewards |
13.00% Variable |
$5,000 to $20,000 |
| *APR = Annual Percentage Rate. APRs will vary with market based on the Prime Rate and are subject to credit qualifications. | ||
BOATS / RV'S / MOTORCYCLES |
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|
Boats / RV's / Motorcycles |
APR* as low as |
|
60 Months |
11.00% |
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66 Months |
11.50% |
|
72 Months |
12.00% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. 85% of Retail for all Boats / RV's / Motorcycle Loans |
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NEW & USED AUTO LOANS |
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New and Used Auto Loans |
APR* as low as |
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60 Months |
3.75% |
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66 Months |
4.35% |
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72 Months |
4.65% |
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84 Months |
5.75% |
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96 Months |
6.00% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. Up to 115% NADA Value limitations apply for all auto loans. Limitations on NADA value based on credit score of loan applicant. |
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