Home Equity Line of Credit

Home Equity Line of Credit Annual Percentage Rate Minimum Line of Credit
$10,000 to $19,999 Prime + 1 to Prime + 7.5 $10,000 minimum draw
$20,000 to $29,999 Prime + .75 to Prime + 7.00 $15,000 minimum draw
$30,000 to $39,999 Prime + 0.25 to Prime + 6.75 $20,000 minimum draw
$40,000 and above Prime - 0 to Prime + 6.50 $25,000 minimum draw
APR* for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 100% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR* is 24%. Minimum possible APR* is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply.
 

Home Equity Loans

Home Equity Loans Annual Percentage Rate As Low As
Terms vary from 60 Months to 180 Months 5.25%
APR* for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 100% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR* is 24%. Minimum possible APR* is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply.
 

Home Improvement Loans

Home Improvement Loans Annual Percentage Rate As Low As
12-36 Months
(minimum $5,000)
5.99%
37-60 Months
(minimum $5,000)
6.99%
61-84 Months
(minimum $5,000)
7.99%
85-119 Months
(minimum $5,000)
8.99%
120-180 Months
(minimum $10,000)
8.99%
 

Personal Loans

Personal Loans Annual Percentage Rate As Low As
24 Months 20.00%
36 Months 19.50%
42 Months 19.25%
 

Security Loans

Security Only Loans Annual Percentage Rate As Low As
48 Months 8.25%
60 Months 8.75%
66 Months 9.25%
72 Months 9.75%
 

Share Secured Loans

Share Secured Loans Annual Percentage Rate Conditions
120 Months 3% Above Deposit Rate N/A
 

Visa Credit Cards

Visa Credit Cards Annual Percentage Rate Limits and Conditions
Blue As low as 6.00% Variable $500 to $3,000
Black As low as 10.50% Variable $5,000 to $20,000
Rewards As low as 13.25% Variable $5,000 to $20,000
*{APR Prime Rate CC}
 

Boats/ RV's/ Motorcycles

Boats/ RV's/ Motorcycles Annual Percentage Rate As Low As
60 Months 11.75%
66 Months 12.25%
72 Months 12.75%
*85% of Retail for all Boats/ RV's/ Motorcycle Loans
 

New & Used Auto Loans

New & Used Auto Loans Annual Percentage Rate As Low As
60 Months
(minimum $10,000)
4.75%
66 Months
(minimum $10,000)
5.75%
72 Months
(minimum $15,000)
6.25%
84 Months
(minimum $20,000)
6.75%
96 Months
(minimum $30,000)
7.25%

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