Home Equity Line of Credit

Home Equity Line of Credit Annual Percentage Rate** Minimum Line of Credit
$10,000 to $19,999 Prime + 1 to Prime + 7.5 $10,000 minimum draw
$20,000 to $29,999 Prime + .75 to Prime + 7.00 $15,000 minimum draw
$30,000 to $39,999 Prime + 0.25 to Prime + 6.75 $20,000 minimum draw
$40,000 and above Prime - 0 to Prime + 6.50 $25,000 minimum draw
**The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply.
 

Home Equity Loans

Home Equity Loans APR** as low as
Terms vary from 60 Months to 120 Months 6.00%
**The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply.
 

Personal Loans

Personal Loans APR* as low as
24 Months 20.75%
36 Months 20.25%
42 Months 20.00%
*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
 

Security Loans

Security Only Loans APR* as low as
48 Months 7.75%
60 Months 8.25%
66 Months 8.75%
72 Months 9.25%
*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
 

Share Secured Loans

Share Secured Loans Annual Percentage Rate Conditions
120 Months 3% Above Deposit Rate N/A
 

Visa Credit Cards

Visa Credit Cards APR* Limits and Conditions
Blue As low as 6.00% Variable $500 to $3,000
Black As low as 10.50% Variable $5,000 to $20,000
Rewards As low as 13.25% Variable $5,000 to $20,000
*APR = Annual Percentage Rate. APRs will vary with market based on the Prime Rate and are subject to credit qualifications.
 

Boats/ RV's/ Motorcycles

Boats/ RV's/ Motorcycles APR* as low as
60 Months 11.25%
66 Months 11.75%
72 Months 12.25%
*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
85% of Retail for all Boats/ RV's/ Motorcycle Loans
 

New & Used Auto Loans

New & Used Auto Loans APR* as low as
60 Months
(minimum $10,000)
4.25%
66 Months
(minimum $10,000)
4.85%
72 Months
(minimum $15,000)
5.15%
84 Months
(minimum $20,000)
6.00%
96 Months
(minimum $30,000)
6.75%
*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
Up to 115% NADA Value limitations apply for all auto loans. Limitations on NADA value based on credit score of loan applicant.

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