HOME EQUITY LINE OF CREDIT |
||
|
Home Equity Line of Credit |
Annual Percentage Rate** |
Minimum Line of Credit |
|
$10,000 to $19,999 |
Prime + 1 to Prime + 6 |
$10,000 minimum draw |
|
$20,000 to $29,999 |
Prime + .50 to Prime + 5.50 |
$15,000 minimum draw |
|
$30,000 to 39,999 |
Prime + 0 to Prime + 4.75 |
$20,000 minimum draw |
|
$40,000 and above |
Prime -.25 to Prime + 4.50 |
$25,000 minimum draw |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | ||
HOME EQUITY LOANS |
|
|
Home Equity Loans |
APR** as low as |
|
Terms vary from 60 Months to 120 Months |
6.75% |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | |
PERSONAL LOANS |
|
|
Personal Loans |
APR* as low as |
|
24 Months |
19.00% |
|
36 Months |
18.00% |
|
42 Months |
17.75% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
SECURITY ONLY LOANS |
|
|
Security Only Loans |
APR* as low as |
|
48 Months |
7.50% |
|
60 Months |
8.00% |
|
66 Months |
8.50% |
|
72 Months |
9.00% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
SHARED SECURED LOANS |
||
|
Shared Secured Loans |
Annual Percentage Rate |
Conditions |
|
120 Months |
3% Above Deposit Rate |
N/A |
VISA CREDIT CARDS |
||
|
VISA Credit Cards |
APR* |
Limits and Conditions |
|
Blue |
20.25% Variable |
$500 to $3,000 |
|
Black |
9.75% Variable |
$5,000 to $20,000 |
|
Classic |
14.50% Variable |
$500 to $5,000 |
|
Rewards |
12.50% Variable |
$5,000 to $20,000 |
| *APR = Annual Percentage Rate. APRs will vary with market based on the Prime Rate and are subject to credit qualifications. | ||
BOATS / RV'S / MOTORCYCLES |
|
|
Boats / RV's / Motorcycles |
APR* as low as |
|
60 Months |
10.75% |
|
66 Months |
11.25% |
|
72 Months |
11.75% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. 85% of Retail for all Boats / RV's / Motorcycle Loans |
|
NEW & USED AUTO LOANS |
|
|
New and Used Auto Loans |
APR* as low as |
|
60 Months |
3.75% |
|
66 Months |
4.00% |
|
72 Months |
4.10% |
|
84 Months |
4.25% |
|
96 Months |
4.50% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. Up to 115% NADA Value limitations apply for all auto loans. Limitations on NADA value based on credit score of loan applicant. |
|
