Home Equity Line of Credit
| Home Equity Line of Credit | Annual Percentage Rate** | Minimum Line of Credit |
| $10,000 to $19,999 | Prime + 1 to Prime + 7.5 | $10,000 minimum draw |
| $20,000 to $29,999 | Prime + .75 to Prime + 7.00 | $15,000 minimum draw |
| $30,000 to $39,999 | Prime + 0.25 to Prime + 6.75 | $20,000 minimum draw |
| $40,000 and above | Prime - 0 to Prime + 6.50 | $25,000 minimum draw |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | ||
Home Equity Loans
| Home Equity Loans | APR** as low as |
| Terms vary from 60 Months to 120 Months | 5.75% |
| **The Annual Percentage Rate (APR) for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $10,000. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR is 24%. Minimum possible APR is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. | |
Personal Loans
| Personal Loans | APR* as low as |
| 24 Months | 19.50% |
| 36 Months | 19.00% |
| 42 Months | 18.75% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
Security Loans
| Security Only Loans | APR* as low as |
| 48 Months | 7.75% |
| 60 Months | 8.25% |
| 66 Months | 8.75% |
| 72 Months | 9.25% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. | |
Share Secured Loans
| Share Secured Loans | Annual Percentage Rate | Conditions |
| 120 Months | 3% Above Deposit Rate | N/A |
Visa Credit Cards
| Visa Credit Cards | APR* | Limits and Conditions |
| Blue | 5.75% Variable | $500 to $3,000 |
| Black | 10.25% Variable | $5,000 to $20,000 |
| Rewards | 13.00% Variable | $5,000 to $20,000 |
| *APR = Annual Percentage Rate. APRs will vary with market based on the Prime Rate and are subject to credit qualifications. | ||
Boats/ RV's/ Motorcycles
| Boats/ RV's/ Motorcycles | APR* as low as |
| 60 Months | 11.00% |
| 66 Months | 11.50% |
| 72 Months | 12.00% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. 85% of Retail for all Boats/ RV's/ Motorcycle Loans |
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New & Used Auto Loans
| New & Used Auto Loans | APR* as low as |
| 60 Months (minimum $10,000) |
3.75% |
| 66 Months (minimum $10,000) |
4.35% |
| 72 Months (minimum $15,000) |
4.65% |
| 84 Months (minimum $20,000) |
5.75% |
| 96 Months (minimum $30,000) |
6.00% |
| *APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply. Up to 115% NADA Value limitations apply for all auto loans. Limitations on NADA value based on credit score of loan applicant. |
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