Member Plus Protection
A safety net for your checking account.
Member Plus Protection is a personal line of credit designed to provide you a buffer for your checking account when you don't have funds available.
You can enjoy the following benefits with a Beacon Member Plus Account:
- Overdraft protection without incurring overdraft fees.
- Credit limit ranging from $500 to $3,000*.
- Access to funds in $100 increments.
- Members can take advances in person, at an ATM or through Online Banking or the Mobile App.
- Minimum payment of 3% or $25, whichever is greater.