A SMARTER WAY TO BANK

Earn 7.07% APY* with Choice Plus Checking

Get one of the nation’s top checking rates, no monthly fees, and everyday convenience — all from Beacon Credit Union.

Your Checking Account Should Work for You

With Choice Plus Checking, you can:

  • Earn up to 7.07% APY* on balances up to $5,000
  • Avoid monthly fees—keep more of your money
  • Bank your way—online, mobile, or in person
  • Qualify easily—with everyday account activity

You deserve a checking account that rewards your routine—not one that costs you more.

How It Works

  1. Fill out the form on this page – no obligations, no hassle.
  2. A Beacon representative will followo up with next steps.
  3. Start earning high interest once your account is active!

Simple Qualifications = Big Rewards

To earn 7.07% APY*, each month just:

  • Make 30 debit or credit card purchases
  • Keep an average daily balance of $1,000
  • Set up one direct deposit of $1,000+
  • Opt in to eStatements

Start Earning More with Your Money—It Only Takes a Minute

✅ No fees
✅ High returns
✅ Local, trusted service

👉 Fill out the form to get started today.

🔒 Your information is secure and never shared.

 *7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY.If the criteria in the 7.07% APY tier are not met, 5.05% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $2,500 each month a member makes one direct deposit (no minimum), maintains an Average Daily Balance (ADB) of $300, is registered for E-Statements and has a minimum of 15 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier or the 5.05% APY tier, the dividend defaults to the next tier.
Exit site
“You’re now leaving Beacon Credit Union’s website and being redirected to a site not operated by the credit union. The content, privacy policies, services and security of external third party websites may vary and Beacon is not responsible for information found on other websites.”

Online Banking

Forgot Username? Forgot Password? Enroll