Starting the home buying process can seem daunting, but Beacon is here to help walk you through the steps. Here is an overview of what a typical home buying process looks like. Visit us today and we'll be happy to answer any questions you might have about how to get started.

1. Get pre-qualified by your lender.

2. Make an offer on a house with the help of a real estate agent.

3. With the acceptance of your contract, the house is placed in escrow.

4. Your loan application is submitted to the lender.

5. Your loan is moved to underwriting for approval.

6. All loan materials are gathered, reviewed, verified and processed.

7. Your lender will order title and property appraisal

8. The closing agent prepares your final documents.

9. You get to sign your documents, and the loan is funded and recorded.

10. You receive the keys to your new home!

 

 

Many potential homebuyers don't feel qualified to purchase a home based on their income or credit score. Regardless of financial standing, Beacon Credit Union offers many loan products to help you open the door to homeownership. 

With a Beacon Mortgage Loan, you'll benefit from...

  • Individual Attention throughout the Process
  • Fast & Easy Application Process
  • Guaranteed Closing Costs
  • A Variety of Fixed and Variable Rate Mortgage Options

Interest rates are based on a market rate, which can adjust daily, so contact us today to speak with a Mortgage Loan Officer for today's best rate.

Apply Online

Call 1.800.868.6655 or visit a Branch today!


All loans subject to credit approval and property appraisal. Not a commitment to lend.

Now is the perfect time to explore your options for buying a home. Beacon Credit Union has many loan products designed with you in mind. Whatever your home buying goals, there's never been a better time to make your move.

With a Beacon Mortgage Loan, you'll benefit from...

  • Individual Attention throughout the Process
  • Fast & Easy Application Process
  • Guaranteed Closing Costs
  • A Variety of Fixed and Variable Rate Mortgage Options

Interest rates are based on a market rate, which can adjust daily, so contact us today to speak with a Mortgage Loan Officer for today's best rate.

Apply Online

Call 1.800.868.6655 or visit a Branch today!


All loans subject to credit approval and property appraisal. Not a commitment to lend.

Earning tax benefits, building home equity and gaining a sense of community are a few of the many advantages of owning as opposed to renting. 

With a Beacon Mortgage Loan, you'll benefit from...

  • Individual Attention throughout the Process
  • Fast & Easy Application Process
  • Guaranteed Closing Costs
  • A Variety of Fixed and Variable Rate Mortgage Options

Interest rates are based on a market rate, which can adjust daily, so contact us today to speak with a Mortgage Loan Officer for today's best rate.

Apply Online

Call 1.800.868.6655 or visit a Branch today!


All loans subject to credit approval and property appraisal. Not a commitment to lend.

Online Banking