School starts back in only a few weeks. Are you ready yet? Here's a few tips to help you save money while gathering the items on your teachers list.

Stick to the list

You already need to buy a ton of stuff to get the year started off and will probably need other items throughout, so only buy what's needed to start with. 

Shop end of the season sales

A lot of clothes can be worn in the summer and fall, plus in winter with a sweater or jacket. Find items that you can layer and use throughout the year on the clearance racks.

Avoid fads and trendy supplies

The latest thing usually costs more and will probably go out of style quickly. Stick to basic items when it come to pencils, books and other typical supplies.

Plan to swap supplies

You buy the pencils, while your friend buys the markers and then divide the supplies. You can also swap items such as books and toys. Dividing the costs can be much more affordable.

Use coupons, rewards and apps to save some money

You can find coupons in your local paper, online and through a variety of apps. Research before you go shopping and you may be able to save a bundle.



Having worked with the Children's Miracle Network of Central Virginia for over 15 years, it's always wonderful to see news of how Beacon's support benefits the community. 

Recently, Children's Miracle Network announced they are purchasing 4 brand new NICU pods for Virginia Baptist hospital. These pods will be used to treat babies who're born with substance addictions. Larry Lilley, NICU manager at Virginia Baptist stated that up to 35% of babies in the neonatal intensive care unit are born addicted to drugs.

Click here to visit WSET's article detailing how the NCIU units will be used.

Beacon has worked with Children's Miracle Network on numerous events throughout the years, including last year's "Love of Children's Ball"... We are again sponsoring this newly titled event, the "Miracle Makers Mingle" on August 25th at the Amazement Square in downtown Lynchburg. Keep an eye on our website, Facebook and Twitter for updates on this event.

Starting the home buying process can seem daunting, but Beacon is here to help walk you through the steps. Here is an overview of what a typical home buying process looks like. Visit us today and we'll be happy to answer any questions you might have about how to get started.

1. Get pre-qualified by your lender.

2. Make an offer on a house with the help of a real estate agent.

3. With the acceptance of your contract, the house is placed in escrow.

4. Your loan application is submitted to the lender.

5. Your loan is moved to underwriting for approval.

6. All loan materials are gathered, reviewed, verified and processed.

7. Your lender will order title and property appraisal

8. The closing agent prepares your final documents.

9. You get to sign your documents, and the loan is funded and recorded.

10. You receive the keys to your new home!



beacon credit union piney forest branchExciting News!!!

Beacon has a new branch! Opening on Monday, June 11th at 9am, the new location will be at 630 Piney Forest Road in Danville Virginia.

Beacon's Riverside Drive location will be closing for business at the end of day on Friday, June 8th. Please visit our new branch on Monday or you can visit us at 320 Old Riverside Drive, only 3 minutes from the Riverside Drive location.

For a listing of all our branches and hours, click here.

Stay tuned to our Website, Facebook and Twitter pages and we'll announce a date for the Piney Forest Open House soon!

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