Is there a room in your house that needs new paint, new furniture, new curtains and more? Don't miss this amazing opportunity!
Or enter at one of our branch locations.
No purchase necessary. Must be 18 or older to enter. Click here to see full rules and restrictions.
This is no April Fool's trick! In this high demand season of home buying, Beacon Credit Union can help you be at the top of the list to make an offer on your dream home. Join our Mortgage Professional, Cynthia Turner and Expert Realtor Alisha Renee Slaughter for a FREE Home Buyers Class on Thursday April 18th at 6:30 p.m.
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If you have a Beacon Choice, Choice Plus or Basic Checking you're already enrolled in Beacon Credit Union's free reward program and earning points everywhere you use your Visa Debit Card.
Earning points is easy! Just shop at your favorite business and swipe your debit card. The points will automatically be added to your buzz points account. You get bonus points when you shop at Preferred Businesses. Redeem your points for money back at local businesses, gift cards to stores nationwide or donations to local charities.
1. Click the button above to visit buzzpoints.com/mybcu.
2. Select "Sign Up."
3. Fill in your information.
4. You'll see how many points you have already earned!
Looking for a line of credit, but don't want another credit card? For a limited time you can use the equity in your home to make some of those large purchases you've been procrastinating on because you don't have the funds. With a Beacon Home Equity Line of Credit, you'll only pay 3.89% APR for the first 12 months! That's lower than most credit card rates!
Use the equity in your home to...
Call us at 434.237.1566 or visit a branch today to get your application started.
*Annual Percentage Rate. All offers subject to credit qualification. To receive the discounted introductory rate the client must take an initial draw at closing from the new line of credit greater than or equal to $25,000. Initial balances of greater than or equal to $25,000 as well as any other outstanding balances on your new line of credit during the first 12 months after loan closing date will be calculated at the introductory variable rate. After 12 months, the variable rate will be the Prime rate, plus or minus a margin. Margin will be determined by a number of factors including, but not limited to, your credit score. Prime Rate as published in the Wall Street Journal, ten days before the end of the prior month (called the “Index”). As of April 1 2019 the variable rates for home equity lines of credit are 5.50%-13.00% APR. The maximum APR that can apply during the term of the Line of Credit is 24% or the max permitted by state law, whichever is less. 15 year draw period and 15 year repayment period. Offer only available on properties in Virginia and North Carolina.
This offer is limited to owner-occupied, single-family dwellings and is not valid for rental properties, cooperatives, mobile homes or residential lots. There is no origination fee charged to open a Beacon Home Equity Line however a minimum share account balance of $25 is required for membership. Closing costs range between $0 and $10,000, of which Beacon will cover the first $500. Early Payoff (within 36 months) may require remittance of any closing costs Beacon paid on your behalf. Property insurance, and flood insurance where applicable, may be required. All credit union programs may change or end at any time.
**Closing fees that will be covered, up to $500, by Beacon are Appraisal fees, Title Work, Flood determination fees, Notary fees, Deed recording costs, Lenders title insurance and Attorney’s fees. Any additional fees required will be the responsibility of the member at closing. If you pay off your Beacon Home Equity Line of Credit within 36 months from the date of loan origination, you may be required to remit any closing costs Beacon paid on your behalf.