Could you use an extra $500 in cash?

Join us this October 15th for International Credit Union Day. Enjoy lunch on us and enter for a chance to win $500 in cold hard cash. To enter, you can visit any Beacon Credit Union branch between 10am and 2pm the day of the event. To add to the festivities, there will be a live remote at our Bedford location with Mike McKendree from 93.7 KHF.

International Credit Union Day celebrates the history of credit unions and the efforts taken to provide financial empowerment through financial services, education, and support to members. 

For the official rules, click here.


Let us pay you to refinance your Auto Loan with Beacon. It's really simple! If you have an Auto Loan outside of Beacon Credit Union that is over $20,000, bring it to us and we'll give you 1%* Cash Back.

You can earn...

$200 on a $20,000 vehicle.
$300 on a $30,000 vehicle.
$400 on a $40,000 vehicle.

Imagine what you can do with a little extra cash... update your tires for winter... upgrade your car's stereo system... or even use towards a fun-filled road trip. Whatever your heart desires!

Call Beacon today at 434.237.1566 or apply online from the comfort of your own home.

Apply Online

*Rebate, if applicable, is given back at the time of financing and is equal to 1% of the loan amount up to the nearest $5.00. Maximum rebate is $500 per loan. Rebate offer is limited to vehicle loans equal to or greater than $20,000. If the vehicle loan is paid off within 24 months, the rebate must be repaid. Current Beacon Credit Union loans are not eligible for rebate offer. Offers cannot be combined or used with other Beacon specials. Beacon reserves the right to end any offers at any time. Offer subject to credit approval.

Things change everyday... but not Beacon's Choice Plus Checking.

We've been offering 5.05% APY* since 2011.

All you need in order to earn a dividend is...

  • Monthly Direct Deposit to the Account
  • An Average Daily Balance (ADB) of $300
  • E-Statements
  • 15 Debit Card Transactions Per Month

Open your account today with a $100 minimum.

It's that simple.

If you're already Member, click here to Open your Account with Beacon Online Banking

New to Beacon? Click here to Join and Open Your Account Online

Or you can visit a Beacon Branch.

***5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit, maintains an average daily balance of $300, is registered for e-statements and conducts a minimum of 15 debit card transactions. For the standard APY, when the promotional criteria is not met and for rates that apply to tiers above the $2,500 maximum, reference here. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective May 7th, 2020 and subject to change. Dividends are compounded monthly. Beacon Credit Union checking accounts are subject to credit qualification.

1. You have a lot of credit cards.

If you find yourself spending excess time paying your credit card bills each month because you have so many accounts, it might be time to simplify and consolidate. You'll pay only one bill a month and won't have so many accounts to keep track of.

2. You have large balances on your credit cards.

Large balances can be really difficult to pay off in a timely manner. If you're looking to pay off your credit cards quickly, moving them all to one credit card with a consistent lower interest rate could help you save money.

3. You have high interest on your current credit cards.

Does it seem like your current interest on your credit cards is eating away at the monthly payments your making each month? You're paying everything on time and even making additional payments, but the balance is just not lowering. You could benefit from transferring that balance to a lower interest credit card and pay it off quicker.

With credit card rates starting lower than the national average, transferring your balance to a Beacon credit card could be the right move for you.

4. Poor service from your credit card holder.

Service is an important factor when it comes to your credit card. Waiting on hold for long periods of time and then speaking to a service representative that does not listen to your needs can be frustrating. If you're fed up with dealing with bad customer service, it might be a good time to transfer to another credit card provider.

Beacon services credit cards in house, so when you call, you're talking to someone local and willing to address any concerns you might have. They also offer top notch fraud protection, card controls right from the Beacon mobile app and many other perks that make having a credit card with Beacon easy and efficient.

5. You find a great promotion.

Sometimes the right deal will stand out at exactly the right moment. If you're already running into a few of the issues mentioned above and an offer comes along that could save you money, it might be the most opportune moment to take control of your finances and get the credit card that will save you the most money.

Online Banking