Now is the time to Buy a Home!

Now is the time to Buy a Home!

Beacon Credit Union provides a variety of fixed and variable rate mortgage loans. Interest rates are based on a market rate which can adjust daily, so please contact the credit union office and speak with a Mortgage Loan Officer for today's best rate. You may qualify for up to 100% financing, depending on appraised property value and credit qualifications.

Apply Today!

Conventional Loans

Borrowers who have good credit have many options when it comes to getting a mortgage. A Beacon Conventional Mortgage Loan is ideal for homebuyers who have good credit.

  • Fixed and Adjustable Rates
  • Lower Closing Costs
  • Term: Up to 30 Years
  • Purchase and Refinance Options Available
  • Down payments as low as 5%*
Apply Today!

FHA Loans

The Federal Housing Administration (FHA) is an agency within the Department of Housing and Urban Development. FHA loans are designed to help low-to-moderate income creditworthy families by offering a mortgage with lower down payment requirements and less restrictive qualifying criteria.

  • As low as 3.5% down payment required
  • Flexible guidelines for qualifying ratios
  • Various options for down payment available. Ask a Beacon Mortgage expert for information.
Apply Today!

USDA Loans

The Rural Housing Loan is a federal program by the United States Department of Agriculture (USDA) that is used to help low- to moderate-income borrowers purchase homes in rural areas. This home loan allows borrowers to obtain mortgage financing up to 100% of a home’s value.

  • Up to 100% Financing Available
  • Low Monthly Mortgage Insurance
  • Flexible Credit and Qualifying Guidelines
Income Limitations and Property Restrictions Apply. Ask a Beacon Mortgage expert for information.
Apply Today!

VA Loans

The VA loan is a mortgage loan program, available to active and retired military, reservists, and surviving spouses, that’s guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans offer up to 100% financing with flexible qualifying criteria and favorable loan terms.

  • Up to 100% Financing
  • No Monthly Mortgage Insurance
  • Less Restrictive Qualifying Terms
Apply Today!

Individual Attention... Quick Approval

  • Individual Attention throughout the Process
  • Fast & Easy Application Process
  • Guaranteed Closing Costs

Beacon Credit Union would love to put you and your family into your dream home. Beacon provides mortgage loans for the purchase of a member's primary residence, the refinancing of the outstanding balance of an existing mortgage on their primary residence, or for home improvements and consolidation.

Beacon Credit Union provides a variety of fixed and variable rate mortgage loans. Interest rates are based on a market rate which can adjust daily, so please contact the credit union office and speak with a Mortgage Loan Officer for today's best rate. You may qualify for up to 100% financing, depending on appraised property value and credit qualifications.

Click Here to Apply Today

Your Situation:

 

We suggest:

Want a lower monthly payment?   30-year fixed rates
No cash for closing costs?   Take advantage of seller contributions
No down payment?   100% Financing Mortgages
Want to avoid PMI?   Combination Mortgages
Need a larger loan?   Jumbo Mortgages
Want a stable fixed monthly payment?   Fixed Rate Mortgage

For a detailed Guide to Beacon Credit Union Mortgages     Click Here!

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