Apply Today... Drive Tomorrow

  • Low Rates based on Credit
  • Rates not based on Vehicle's Age
  • Terms Range from 36 to 96 Months
  • We Offer up to 100% Financing*
  • New & Used Auto Loans

It only takes minutes to apply online and you'll be approved quickly. Use the power of your Beacon Credit Union membership to get the best loans and have the power to negotiate with automobile dealers using all of your lending options.

Beacon Credit Union has the experience to help you get the best deal on your next auto loan.

There are some common questions that we most often hear from our Members concerning our Auto Loans. Click below for more information. If you still have questions or would like more information on any of the topics listed here, we'll be happy to help. Please give us a call at 434.237.1566.

Car Pricing

Beacon Credit Union uses the NADA Auto Guides to determine vehicle pricing.
Just click on the link below to determine a car value.


nadaguides-header-image2New & Used Car Prices at NADAguides.com

NEW & USED AUTO LOANS

New and Used Auto Loans

APR* as low as

60 Months
(minimum $10,000)

3.50%

66 Months
(minimum $10,000)

3.75%

72 Months
(minimum $15,000)

3.85%

84 Months
(minimum $20,000)

4.00%

96 Months
(minimum $30,000)

4.25%
*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some limits may apply.
Up to 115% NADA Value limitations apply for all auto loans. Limitations on NADA value based on credit score of loan applicant.


*Used vehicles are vehicles older than the current model year. We do not have restrictions on the age of the vehicle or the mileage. Verification that the VIN on the car matches the VIN on the title and BCU will only lend up to 80% of LTV on autos 20 years or older, unless approved by Beacon Credit Union.