A Loan for everything you need...

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Auto Loan

Benefits

  • New & Used Auto Loans
  • Rates not based on Vehicle's Age
  • Flexible Terms Range from 36 to 84 Months
  • We Offer up to 100% Financing*
  • Convenient Online Application
  • Loan Insurance and Protection Plans Available
  • No Pre-payment Penalties

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Mortgage Loan

Benefits

  • Fast & Easy Application Process**
  • Individual Attention throughout the Process
  • Local, in-house servicing

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Home Equity Loan

Benefits

  • Fast & Easy Application Process
  • Loans from $10,000 and up
  • 10 Year Fixed Rate Loans
  • No Application Fees
  • No Annual Fees
  • Interest may be tax deductable***

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Personal Loan

Benefits

  • Low fixed rates
  • Loan amounts as low as $500
  • Flexible Terms
  • No pre-payment penalties

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Share Secured

Benefits

  • Keep your Savings in Place
  • Secured by you Savings
  • Just 3% above your current Savings Rate
  • Can be used to Rebuild Credit

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Student Loans

Benefits

  • Competitive Interest Rates
  • 3 Repayment Options
  • No Origination Fees
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Beacon loans are a great way to plan for your future. Whether you are sending kids to college, buying a new vehicle or purchasing your first home, we have a loan that is perfectly molded to fit your financial needs.


Auto Loans...
*Used vehicles are vehicles older than the current model year. We do not have restrictions on the age of the vehicle or the mileage. Verification that the VIN on the car matches the VIN on the title and BCU will only lend up to 80% of LTV on autos 20 years or older, unless approved by Beacon Credit Union.

Mortgage & Home Equity Loans...
**Rates and Terms subject to change. Minimum loan amount is $10,000. Beacon CU loan rates are based on evaluation of applicant(s) credit and loan terms. Property must be in the state of Virginia or North Carolina.

***Consult a Tax Advisor regarding the deductability of interest.