A Checking Account to fit your lifestyle...

checking accounts beacon credit union central virginia lynchburg forest madison heights

Choice Plus Checking

Benefits

  • 5.05% APY**
  • Free Checks
  • Free BillPay
  • Free Online Banking
  • Free Direct Deposit
  • Free E-Statements
  • No Monthly Service Fee

Requirements for Choice Plus Checking

  • Must have a direct deposit each month to the account
  • $100 to open the account
  • Maintain an Average Daily Balance (ADB) of $300
  • Must sign up for E-Statements
  • Must complete 15 debit card transactions per month

Preferred Checking

Benefits

  • Each Interest on your Everyday Purchases
  • First box of checks free
  • No Per Check Charge
  • Free BillPay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

Requirements for Preferred Checking

  • Must have a direct deposit each month to the account
  • Minimum of $100 to open the account
  • Maintain an Average Daily Balance (ADB) of $200

Basic Checking

Benefits

  • No Per Check Charge
  • Free BillPay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

All Beacon Checking Accounts offer...

To Request your Checking Application contact mybcu@mybcu.org


*A $1.50 Charge for Balance Inquiry Only - Automatically deducted at the time of inquiry. Withdrawals are free.
**For Choice Plus Checking... 5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit and a minimum of 15 debit card transactions. A 0.15% APY is paid on the portion of account balances over $2,500 for each month the requirements are met.  A rate of 0.15% APY will be paid on all balances over $0.01 each month the requirements are not met. Interest begins the business day we receive credit for the deposit of non-cash items (for example, checks).  Rates and terms for this account are effective October 7, 2011 and subject to change.  Interest is compounded monthly.  Choice Checking accounts are subject to credit qualification.  $100 minimum opening deposit required.