A Checking Account to fit your lifestyle...
Choice Plus Checking
Requirements for Choice Plus Checking
Requirements for Preferred Checking
All Beacon Checking Accounts offer...
- Overdraft Protection available to Qualifying Members
- Direct Payment of your Beacon Loans
- ATM Accessibility for both Savings & Checking Accounts through our Beacon Debit Card.
- Lynchburg Area ATMs offer FREE transactions* to Beacon Members.
*A $1.50 Charge for Balance Inquiry Only - Automatically deducted at the time of inquiry. Withdrawals are free.**For Choice Plus Checking... 5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit and a minimum of 15 debit card transactions. A 0.15% APY is paid on the portion of account balances over $2,500 for each month the requirements are met. A rate of 0.15% APY will be paid on all balances over $0.01 each month the requirements are not met. Interest begins the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective October 7, 2011 and subject to change. Interest is compounded monthly. Choice Checking accounts are subject to credit qualification. $100 minimum opening deposit required.