Share Certificates

share certificate

• Attractive Fixed Rates
• Flexible Terms
• Federally Insured
Open with as little as $500 


Beacon Credit Union Share Certificates are guaranteed safe and guaranteed to grow over time.

Our Certificates offer an attractive, fixed interest rate for the entire term of the Certificate with no fees or hidden costs. And, you can open a Share Certificate with as little as $500, with flexible terms ranging from 6 months to five years. All of Beacon Credit Union's Certificates are federally insured by the National Credit Union Administration, a U.S. government agency. With the uncertainty and risks that can come with investing in the stock market, Beacon Credit Union Certificates provide peace of mind and security. Even better, you can open an account in just minutes!

Standard Certificates automatically renew for the same term and at the new rate that is offered at the time of renewal.

Share Certificate Annual Percentage Yield (APY) through 4/26/2013


12 Month BUMP ($500 Minimum)You may "bump up" the rate once and there's no early withdrawal fee for one withdrawal 0.35%

6 Months ($500 minimum) 0.25%

12 Months ($500 minimum) 0.40%

18 Months ($500 minimum) 0.50%

24 Months ($500 minimum) 0.55%

36 Months ($500 minimum) 0.60%

48 Months ($500 minimum) .90%

60 Months ($500 minimum) 1.20%

Fees: Withdrawal penalty before maturity, 90 days of dividends, whether earned or not.
Account Limitations:  After the account is opened, you may not make additions into the account until the maturity date stated on the account.
Special Offers: Special offer certificates must be opened with new money and DO NOT automatically renew. At the end of the term, funds will be placed in a dividend bearing account.
Share on Facebook
  • casa shoe sale credit union central virginia lynchburg danville madison heights
  • scholarship credit union central virginia lynchburg danville madison heights
  • hillcats gunsnhoses credit union central virginia lynchburg danville madison heights
  • beacon golf classic credit union central virginia lynchburg danville madison heights
  • beacon basketball classic credit union central virginia lynchburg danville madison heights

beacon online security central virginia credit union lynchburg federal madison heights danville

Top Notch Security

 Learn about Scam Alerts, Internet Security and how we protect your accounts!

Visit our Security page and learn more.