Investment Savings An investement for your future... IRA Accounts Benefits Prepare for Retirement Traditional IRAs Roth IRAs or Coverdell Education IRAs Click here for more information! Share Certificates Benefits Attractive Fixed Rates Flexible Terms 12 Month Bump CD with no penalty for early withdrawal Federally Insured Open with as little as $500 Higher return than most financial institutions Click here for more information! Money Market Accounts Benefits Earn a higher dividend than a Savings Account Funds guaranteed up to $250,000 by the NCUA No Monthly Service Charge Unlimited Deposits to your Account Requirements $100 Minimum to Open Click here for more information! Preparing for the future is made easy with a Beacon Savings account. When you are preparing for travel, retirement or financial security, we have the knowledge and expertise to help guide you through your savings plans.