Do you like to travel, but don't want to spend a lot of money doing it. Here's a few tips to get you where you want to go without breaking your budget.


Flights are a quick and easy way to get from one place to another, but can be pretty costly. Here's a few tips for finding cheaper airfare.

  • Set up price alerts for cheap airline tickets if you're making your plans a few months out using apps such as Hopper and Google Flights.
  • Check for a cheaper flight before the 24-hour rule is up. You can cancel tickets on most airlines without a fee within 24 hours of booking. Always check one last time for a better price or a flash airfare sale and get a better price before you go.
  • Rebook with your mobile phone using the Freebird app. You pay a fee, but you will get a notification through the app if your flight is delayed or canceled and you book another flight right from your phone, without the hassle.

On the Road

Do you prefer to travel by car? Here's a few on the road ideas...

  • Plan your gas expenses ahead of time with online resources and apps. If you google "trip gas calculator" you will find several sites that can break down the cost by the make and model of your car and your planned destination. There are several apps available that do the same thing right from your smart phone.
  • Take a cooler and prepare food and snacks before you go. These items can be way more expensive to buy on the road at convenience stores.

Where to Stay

  • Hotels are no longer the only option when you're travelling. Airbnb has become very convenient and popular for people who don't mind staying in privatly owned lodging. You can use the site's filtering options to specify how private you want the lodging to be and look through the reviews to determine how established a host is and how accomodating. You can also leave your own reviews after your stay to let others know how much you enjoyed the location.
  • If you


Want to donate to the furbabies at the Lynchburg Humane Society and get a great rate? Beacon has an offer that's perfect for you! 

To celebrate our brand new partnership with the Lynchburg Humane Society, we'll give $10 for every $2,000 balance transfer to a Beacon Credit Card we do between January 23rd and March 31st, 2018. Not only will you help out animals in need, but you'll also benefit from the great introductory rate of 0% APR* for the first 12 months. 

Beacon is here to help you save money and support your local humane society.

The Lynchburg Humane Society is our newest charity partner and they're a valuable member of the Lynchburg community. Hosting everything from Cat yoga to Children's Programs that teach, build relationships and offer support to people who want to be involved in animal rescue, this no kill shelter works towards finding homes for the animals that they take in. Beacon is excited to join this cause and work with the Lynchburg Humane Society on some of their programs.

We'll be announcing more exciting things happening with the Lynchburg Humane Society soon! Be sure to Like us on Facebook, Follow us on Twitter and Watch us on Youtube to keep up with all the latest events.

Click here for more information about the 0% Visa Credit Card* offer.

*Restrictions Apply.

There is no catch!

For a limited time, you can transfer your non-Beacon Credit Card balance to a new or existing Beacon Credit Card and we'll give you the first 12 month with 0% APR*! After the introductory period expires, you'll benefit from great low rates as low as 10.00% APR. That's lower than the national average**!

Beacon is here to help you save money. 

Imagine how much money you can save on your current credit card balance with 0% APR*. Whether you have a balance left over from the holidays, or simply use your credit card for groceries each month, 0% APR* for 12 months, can help you pay off some of that extra debt and earn a lower rate after the offer expires.

*Introductory APR for a period of twelve (12) billing cycles. After that your APR will revert to the prevailing rate of the approved VISA card. This APR will vary with the market based on the Prime Rate. There is a balance transfer fee of 3% of the amount of each balance transfer associated with this promotion. Transfers must total $2,000 or more to qualify. Subject to credit approval.
**Based on survey done by November of 2017... for reference, click here.

Lynchburg Humane Society $10 Donation Icon

Are you an animal lover? In addition to the 0% APR*, we'll also give Lynchburg Humane Society, our newest charity partner, $10 per $2,000 transferred to a Beacon Credit Card until March 31st. Click here to learn more about the Lynchburg Humane Society.

In celebration of our merger in Danville City Credit Union, we're now giving away 5 Scholarships to area high school students!

Our fifth Scholarship will be in honor of B.C Elliott, Jr. Mr. Elliott joined Danville City Credit Union in 1960 and began serving on the Board of Directors in 1976 in the positions of President, Vice-President and member of the Board. He was employed by the city of Danville for 44 years as Assistant Chief of Police. After his retirement, Mr. Elliott continued to serve on the Board of Directors until his death in 2012.

Any member or child of a member can apply for one of five $2,000 Scholarships. You can apply online or download the PDF Application and mail it to Beacon Credit Union. Click here for more information on our Scholarship Program.


We're giving away four scholarships for $2,000 to high school seniors. Get your application and materials in before the deadline of April 10th, 2018 to qualify.

You can apply online or through the mail with our downloadable PDF.

Click here to visit the Beacon Scholarship page.

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