Checking

A Checking Account to fit your lifestyle...

checking accounts beacon credit union central virginia lynchburg forest madison heights

Choice Plus Checking

check choice plus beacon newBenefits

  • 5.05% APY**
  • Free Checks
  • Free BillPay
  • Free Online Banking
  • Free Direct Deposit
  • Free E-Statements
  • No Monthly Service Fee

Requirements for Choice Plus Checking

  • Must have a direct deposit each month to the account
  • $100 to open the account
  • Maintain an Average Daily Balance (ADB) of $300
  • Must sign up for E-Statements
  • Must complete 15 debit card transactions per month

Preferred Checking

check pref beacon newBenefits

  • Earn Interest on your Everyday Purchases
  • First box of checks free
  • No Per Check Charge
  • Free Billpay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

Requirements for Preferred Checking

  • Minimum of $100 to open
  • Must have a direct deposit each month to the account
  • Maintain an Average Daily Balance (ADB) of $200

Basic Checking

check basic beacon newBenefits

  • No Per Check Charge
  • Free Billpay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

All Beacon Checking Accounts offer...

  • Overdraft Protection available to Qualifying Members
  • Direct Payment of your Beacon Loans
  • ATM Accessibility for both Savings & Checking Accounts through our Beacon Debit Card.
  • Lynchburg Area ATMs offer FREE transactions* to Beacon Members.

To Request your Checking Application contact This email address is being protected from spambots. You need JavaScript enabled to view it.


*A $1.50 Charge for Balance Inquiry Only - Automatically deducted at the time of inquiry. Withdrawals are free.
**For Choice Plus Checking... 5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit and a minimum of 15 debit card transactions. A 0.15% APY is paid on the portion of account balances over $2,500 for each month the requirements are met.  A rate of 0.15% APY will be paid on all balances over $0.01 each month the requirements are not met. Interest begins the business day we receive credit for the deposit of non-cash items (for example, checks).  Rates and terms for this account are effective October 7, 2011 and subject to change.  Interest is compounded monthly.  Choice Checking accounts are subject to credit qualification.  $100 minimum opening deposit required.
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Top Notch Security

 Learn about Scam Alerts, Internet Security and how we protect your accounts!

Visit our Security page and learn more.