A Checking Account to fit your lifestyle...
Choice Plus Checking
Requirements for Choice Plus Checking
Requirements for Preferred Checking
All Beacon Checking Accounts offer...
- Overdraft Protection available to Qualifying Members
- Direct Payment of your Beacon Loans
- ATM Accessibility for both Savings & Checking Accounts through our Beacon Debit Card.
- Lynchburg Area ATMs offer FREE transactions* to Beacon Members.
*A $1.50 Charge for Balance Inquiry Only - Automatically deducted at the time of inquiry. Withdrawals are free.**For Choice Plus Checking... *5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit, a minimum balance of $300.00, e-statement sign-up and conducts a minimum of 15 debit card point of sale transactions. A 0.10% APY is paid on the portion of account balances over $2,500 for each month the requirements are met. A rate of 0.10% APY will be paid on all balances over $0.01 each month the requirements are not met. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms are subject to change. Dividends are compounded monthly. Minimum balance required to open this account is $100. Beacon Credit Union checking accounts are subject to credit qualification.