Checking

A Checking Account to fit your lifestyle...

checking accounts beacon credit union central virginia lynchburg forest madison heights

Choice Plus Checking

Choice Plus CheckingBenefits

  • 5.05% APY**
  • Free Checks
  • Free BillPay
  • Free Online Banking
  • Free Direct Deposit
  • Free E-Statements
  • No Monthly Service Fee

Requirements for Choice Plus Checking

  • Must have a direct deposit each month to the account
  • $100 to open the account
  • Maintain an Average Daily Balance (ADB) of $300
  • Must sign up for E-Statements
  • Must complete 15 debit card transactions per month

Preferred Checking

Preferred CheckingBenefits

  • Earn Interest on your Everyday Purchases
  • First box of checks free
  • No Per Check Charge
  • Free Billpay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

Requirements for Preferred Checking

  • Minimum of $100 to open
  • Must have a direct deposit each month to the account
  • Maintain an Average Daily Balance (ADB) of $200

Basic Checking

Basic CheckingBenefits

  • No Per Check Charge
  • Free Billpay
  • Free Online Banking
  • Free Direct Deposit
  • No Minimum Balance
  • No Monthly Service Charge

All Beacon Checking Accounts offer...

To Request your Checking Application contact This email address is being protected from spambots. You need JavaScript enabled to view it.


*A $1.50 Charge for Balance Inquiry Only - Automatically deducted at the time of inquiry. Withdrawals are free.
**For Choice Plus Checking... *5.05% Annual Percentage Yield (APY) paid on balances between $0.01 and $2,500 each month a member makes one direct deposit, a minimum balance of $300.00, e-statement sign-up and conducts a minimum of 15 debit card point of sale transactions. A 0.10% APY is paid on the portion of account balances over $2,500 for each month the requirements are met. A rate of 0.10% APY will be paid on all balances over $0.01 each month the requirements are not met. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms are subject to change. Dividends are compounded monthly. Minimum balance required to open this account is $100. Beacon Credit Union checking accounts are subject to credit qualification.
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