Ready to Upgrade Your Checking Account?
Don’t settle for ordinary when you can have extraordinary. Whether you're focused on earning high interest or maximizing your cash back, Beacon offers two powerful checking options designed to reward your everyday banking.With Beacon’s checking solutions, you’re not just hanging on to your money—you’re putting your money to work.
Compare Your Options. Then Choose the One That Fits You Best.
CHOICE PLUS CHECKINGEnjoy an account that has existed for over 12 years! ♦ Earn an impressive 7.07% APY* |
CASHBACK CHECKINGTake advantage of Beacon's brand new checking account! ♦ 1% Cash Back** on all transactions |
💡 Why Wait? Your Money Should Work as Hard as You Do. 💡
*7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY.
If the criteria in the 7.07% APY tier are not met, 5.05% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $2,500 each month a member makes one direct deposit (no minimum), maintains an Average Daily Balance (ADB) of $300, is registered for E-Statements and has a minimum of 15 posted/settled Point of Sale (POS) debit card and/or credit card transactions per statement cycle. Credit card transactions must be on a credit card loan account under the same account number as the Choice Plus Checking. When the criteria are not met for the 7.07% APY tier or the 5.05% APY tier, the dividend defaults to the next tier.
**1% cash back earned on qualifying point of sale and online debit card transactions made using your Beacon CashBack debit card. 1% is earned on up to $3000 in purchases during the calendar month, for a maximum payout, to your checking account, of $30 per month including joint accounts.
***Early access to funds is dependent on payer submission of direct deposit and standard fraud prevention restrictions.
****Receive up to a $15 monthly refund in ATM fees accrued from non-Beacon domestic ATM’s. Does not include inquiry ATM fees.
