At just $500 to start and as little as a 3 month commitment, our Business Share Certificates are a great way to reach your savings goals. 

We offer a wide range of certificate types and lengths of deposit--all so you'll have the right tool for your next savings goal.

Terms range from just a few months to 1 year.  It only takes $500 to open one, but the more you deposit the more you'll earn.  Many of our Certificates are also available as Individual Retirement Accounts.  Read below for the different types of certificates we offer.

Rate shopping? Beacon should be your first and last stop for share certificates.

Regular Certificate

This certificate shouldn't be called "regular," because our traditional certificates allow you greater personal choice than you'll find at most institutions.  Pick a deposit amount from $500 to $100,000 or more, and a term of 3 months to 6 months.  You can even add dividend earnings to your checking account during the term.  Design the Certificate that matches your goals.

Business Share Certificate Annual Percentage Yields as of 4/26/2013

3 Month ($500 Minimum)   0.15%
6 Month ($500 Minimum)   0.30%

Fees: Early withdrawal penalty.  Accrued dividends will not be paid if the account is closed before accrued dividends are credited.
Account Limitations: For Share and Vacation Club accounts, no more than 6 preauthorized, automatic, telephone or E-teller Online Banking transfers may be made from these accounts to another account or to a third party in any month. No more than 3 of these 6 transfers may be made by check or debit card to a third party. For Christmas Clubs, the entire balance will be transferred to your Share Account on October 1. No withdrawals from Christmas Clubs are allowed before October 1, unless the Club Account is closed.

Online Banking