Why Pay More?
Low interest Visa Cards are a Beacon standard.
Enjoy no annual fees, online access to your account information,
no APR increases on cash advances and privacy - We don’t sell your information.
  

 

Home Equity Loans

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  • Special 10 Year Fixed Rate Loans & Great Rates on Lines of Credit
  • No Closing Costs**
  • No Application Fees

** Annual Percentage Rate.  Loans Subject to qualification.   **Beacon will pay closing costs on loans over $10,000. On loans less that $10,000 Beacon will pay $200 towards closing costs.  Rates and Terms subject to change.  Minimum loan amount is $5,000.  Beacon CU loan rates are based on evaluation of applicant(s) credit and loan terms.  Property must be in the state of Virginia. 


Borrow more. Pay less.

Need cash to write a big check? Get your home’s equity working for you with our Home Equity Loans. Whether you need cash for a wedding, college tuition, home improvements or simply consolidating debt.

  • At **7.00%APR, you could borrow $20,000
    and pay only $232 per month and
    get the cash you need!
     

    Beacon Credit Union Home Equity Loan benefits:  
    • Apply in minutes
    • Loans from $5,000 and up. 
    • No application fees or closing costs
    • No annual fees
    • Flexible 5 - 15 year terms
    • Interest may be tax deductible
    • No recording fee  

*The annual percentage rate (APR) on your home equity line of credit (HELOC) is variable based upon The Wall Street Journal prime rate. The maximum annual percentage rate that can be charged on your line of credit is 24% or the maximum permitted by law, whichever is less. Rates and terms subject to qualification.
**Terms for this example: 10 year fixed rate home equity loan with average APR of 7.00%